The Apple Card got official two years ago as the company's first foray into the financial services market - with a credit card, no less. Today at its special event, Apple announced an expansion of the Apple Card into your Family Sharing group. That's right, starting in May, if you're in the US, you will be able to share your Apple Card with those you have in your Apple Family Sharing group, up to five people. They have to be 13 or older. If you have a special someone in your life who's 18 or older, you can invite them to be a co-owner of your Apple Card. This lets both of you build credit history together, and you also get the flexibility of a combined credit limit and "transparency into each other's spending", which may be a bug or a feature depending on how you view things. Anyway, Apple says the co-owner thing also allows people to "share the responsibility of making payments", because everything needs to be shared now.
Existing Apple Card customers can merge their accounts if they want to get the flexibility of a higher shared credit limit while keeping the lower APR of the two accounts.Apple's cashback program will work for co-owners and other people you share your Apple Card with. For participants, the owner can set spending limits and there are also some "controls to help teach smart and safe financial habits", so the best fitting people to the participant role are probably one's children.